STONEWOOD HOMES · CONFIDENTIAL — INTERNAL

Stonewood Homes Australia — FY27 Budget

Queensland Homes Master Franchise Pty Limited · AUD, GST-exclusive · FY27 = Jul 2026 – Jun 2027
Prepared by Sam Lu · draft v8 · aligned to the QLD Franchise Strategy (14/07/2026) · 20-franchise capacity
Total Income
A$1.56m
7 active + capacity to 20
Gross Profit
A$788k
50.5% margin
Net Profit
−A$51k
after strategy investment
Build Value
A$30.9m
ex-GST, fee base
Total to NZ
A$335k
mgmt fee + royalty
Budgeted net loss of A$51k is a deliberate growth-investment year, not a trading problem. Gross profit is a healthy A$788k; the loss is created by ~A$113k of new, unsized strategy resourcing (Franchise BDM, offshore systems, QLD technical support, trade shows) plus the A$60k establishment rebase (−A$80k income). Strip the placeholder resourcing and AU is ~A$62k positive. These roles are flagged "to be agreed / sized" in the strategy — the number will firm up once Vicki/Gregg size them.

What changed from the strategy (14/07)

  • Establishment fee A$80k → A$60k average (A$80k now a stretch for premium territories only).
  • Three-role resourcing plan added — Franchise BDM (from Jan-27), offshore systems setup, QLD technical support / backup nominee.
  • Trade shows / expos added under B2B recruitment.
  • On-charge NZ's actual marketing/systems costs to AU (via the management fee).
  • Capacity expanded to 20 franchise lines — 7 active, 13 ready for next year's signings (target: 10 signed by Jun-27).

Levers back to breakeven

  • size Resourcing placeholders (~A$113k) — stage BDM/offshore/technical support to actual need and start dates.
  • Each additional signing adds ~A$60k establishment income — one extra recovers a role.
  • NZ charges (management fee + 0.5% royalty) can flex if AU affordability requires.
  • Design-range spend (A$50k) may be capitalised rather than expensed.

Monthly income & net profit

Most months run at or below breakeven while new franchises sit on Year-1 fixed fees and the strategy resourcing loads in; Nov-26 and Feb-27 lift on establishment fees. Full-year net result is a A$51k loss on the current placeholder resourcing.

FY27 budget — annual P&L (v8, strategy-aligned)

AccountFY27 (A$)Note
Income
Franchise fees (3.5% / intro fixed)884,881
Marketing fees (1.1% / intro fixed)322,677
Royalty35,423
Establishment fees240,0004 × A$60k (was A$80k)
Supplier sales rebates (0.25%)77,313
Total Income1,560,294
Cost of sales
Marketing & advertising (pass-through)322,677= marketing fees
B2B marketing (company funded)120,000
Trade shows / expos (B2B)20,000strategy — placeholder
Systems (1.0% of revenue)309,252
Gross Profit788,36650.5%
Overheads
NZ management fee (back office)180,000cost + 10%
Salaries — 1 FTE +20% (+ super)161,280
Recruitment / commission60,0004 signings
Design range expansion50,000strategy
Franchise BDM (AU)48,000strategy — Jan-27, placeholder
Offshore systems-setup27,000strategy — placeholder
QLD technical support / nominee18,000strategy — placeholder
Other overheads140,460FY26 run-rates
Net Profit before fee to NZ103,626
Franchise fee to NZ (0.5%)154,626
Net Profit(51,000)growth-investment year

Recommended NZ charges

The two charges to NZ recommended

NZ management fee (back office)A$180,000
Franchise royalty — 0.5% of build valueA$154,626
Total payable to NZA$334,626
Restructures the old flat 1% fee into a cost-based services fee plus a reduced brand royalty — defensible and tax-efficient. Strategy 14/07 also directs AU to on-charge NZ's actual marketing/systems costs (website, LCM, NA) through this fee.

Rationale

  • Management fee — cost-plus. NZ back-office cost ~A$163.6k + 10% margin = A$180k. true up to actual
  • Royalty cut 1.0% → 0.5%. Brand/IP only — back office charged separately, avoids double-charge.
  • Tax efficiency. Services fee is not a royalty — avoids 5% AU royalty WHT (NZ–AU DTA).
  • Lever. Either charge can flex to protect AU affordability in a loss-making growth year.
Confirm with the group tax adviser; intercompany agreement + TP benchmarking. Not tax advice.

Key assumptions & open items

Assumptions

  • Volumes flow live from the Sales & Slab Down forecast; fees priced per franchise.
  • Fees on build value (slab-down), ex-GST (forecast ÷ 1.1).
  • Establishment A$60k average per new signing (strategy 14/07).
  • Marketing fund pass-through; B2B + trade shows are additional company spend.
  • 20 franchise slots — 7 active, 13 direct-entry for future signings.

To confirm / size drives the loss

  • Franchise BDM, offshore systems, QLD technical support — sizes & start dates (~A$93k placeholder).
  • Trade shows / expos budget (A$20k placeholder).
  • NZ back-office actual cost — true up the A$180k management fee.
  • Gold Coast North & Ipswich establishment fees (expected below A$60k).
  • Design range — expense vs capitalise.

Lead pipeline — what the forecast demands

Contracts (FY27)
78
= sales forecast
Deals needed
227
at 35% deal→contract
Leads needed
~1,750
at 13% lead→deal
Lead→contract
4.55%
overall
A 3-month sales-cycle lag means July-26 contracts need leads generated before FY27 begins. Recruitment (B2B) is the strategy's #1 initiative; lead flow (B2C) fills the trading franchises.

By franchise

FranchiseContractsDealsLeads
Toowoomba2469531
Sunshine Coast2058447
Townsville1132247
Gold Coast North720154
Ipswich618139
New franchises ×21030232
Total782271,750

Monthly phasing (3-month lag)

Contract monthContractsLeadsLead-gen month
Jul 20265116Pre FY27 ⚠
Aug 20265116May 2026
Sep 2026493Jun 2026
Oct 20265116Jul 2026
Nov 20266139Aug 2026
Dec 2026124Sep 2026
Jan 20275116Oct 2026
Feb 20278177Nov 2026
Mar 20279200Dec 2026
Apr 202710224Jan 2027
May 202710224Feb 2027
Jun 202710224Mar 2027
Total781,769
13% lead→deal, 35% deal→contract (Pipedrive history), 3-month cycle lag. Source: SWH_AU_FY27_Budget_Template_v8_21Jul2026.xlsx (Lead Requirements tab).

Appendix — detailed monthly budget (A$)

Full monthly P&L, July 2026 – June 2027. Source: SWH_AU_FY27_Budget_Template_v8_21Jul2026.xlsx.
Source: SWH_AU_FY27_Budget_Template_v8_21Jul2026.xlsx · aligned to QLD Franchise Strategy FY27 (14/07/2026) · Stonewood Homes / Stonewood Group · Confidential — internal use only. Draft; resourcing lines are placeholders to be sized. Not tax advice.